- Brint Davy, from Austin, Texas, appeared on Caleb Hammer’s Financial Audit
- He explained how he is thousands of dollars in debt due to payday loans
- But he still shells out on gambling and subscriptions for Netflix and OnlyFans
A 41-year-old man has been slammed after revealing he has no job, no savings and relies on his parents to pay his rent – because he refuses to accept work that is ‘beneath’ him.
Brint Davy, from Austin, Texas, appeared on a recent episode of Caleb Hammer’s Financial Audit on YouTube.
He explained how he is thousands of dollars in debt after taking out a series of payday loans, but still shells out on gambling and subscriptions for the likes of Netflix and OnlyFans.
Brint clashed with the host over his ‘immature’ choices after he refused to cut all superfluous items from his spending and baulked at the idea of getting a job to cover his debts.
Brint began the interview with shocking revelations about why he has been left in such a predicament.
Asked what he does for a living, he explains: ‘Too many things. I don’t even know really. I’m just hustling every day basically because I have been blacklisted from most jobs.
‘I have a criminal background. I told Governor Abbott on Twitter that I would eat his heart and that solicited a big reaction.’
Brint said that he was then arrested by six agents and spent four days in jail on a terror hold in Travis County.
‘It sounds way worse than it was because I’m not a cannibal for one – I don’t eat hearts – and the state really wanted to prosecute me,’ he said.
‘They were thinking about making it a felony for a while and they just dragged it all out for a year and it took a long time.’
The interviewee, who worked previously as a journalist, explained that despite the incident happening in 2018 the fallout continues to linger over him.
Brint said he has been applying for jobs that he is ‘wholly qualified for’ but still gets rejected.
‘They either say I’m overqualified nicely which just kind of sucks and sometimes I’ll be like “yeah I know but I want a job.”‘
He said that other potential employers had also run background checks, which revealed his criminal past.
Brint claimed that not being able to find a job has left him ‘freaked out,’ adding: ‘My savings are gone. I’m mostly dependent upon my parents. They pay my rent. I know it sucks but they’re really nice.’
Caleb asked if he felt embarrassed about having his parents, who are of retirement age, covering his $1,500 a month rent – which they have been doing since 2016.
To which, Brint responded, ‘a little bit but I know that they’re capable of it.’
Despite his dire financial straits, Brint said that he would not accept any job that felt like a ‘step down’ including working at a fast food chain.
Caleb continued to probe as Brint explained he refuses to take an opening that is ‘beneath him’ because ‘something better is going to come along and I just know it.’
He continued: ‘How long do you think I’m going to last there until I raise an issue?
‘I just know somebody’s gonna be like “oh you think you’re a smart kid” and I am.’
Brint added: ‘I think people are afraid that if I go into a job they’re afraid I’m going to be their boss right off the bat because I might be just because it’s my attitude and I’m smart. I can boss people.’
Caleb then tried to encourage Brint, who owns a Volkswagen Eos which has left him in $9,000 debt, to investigate the possibility of working for Lyft, Uber Eats or Amazon.
But he said: ‘I can already see it as a dead end… I don’t like to waste time.’
He explained that his income comes in the form of ‘odds and ends here and there’ before describing his financial situation as ‘bleak af.’
Brint previously owned an advertising agency and was earning $500,000 a year, but his life began falling apart.
He was assaulted and his then apartment, which he did not have renter’s insurance for, burned down in 2012.
‘I just kind of gave up… I just completely broke down. I just gave it all up,’ Brint said.
He said he referred out his clients to competitors and was left to live on his savings that equated to about $10,000, which he ‘drained trying to survive.’
Caleb began to sift through his financial records and found several outgoings to the lottery.
Asked why he is spending money on gambling when he has limited funds, Brint said: ‘It’s just for the entertainment.’
Elsewhere in his spending were receipts for eBay, coffee, cinema trips, Prime Video, Netflix and OnlyFans – to name just a few.
Brint said he now had no savings or any kind of retirement fund, explaining: ‘I have nothing left. It’s bad.’
He currently has $700 debt on his credit card and also ended up taking out $3,000 in the form of short-term payday loans with 100 per cent interest rates: ‘It’s not good, it’s really not good, it hurts.’
Caleb asked why he took out the loan, to which the keen singer responded: ‘I wanted to develop an album and meet a musician that could help me develop it.’
The financial expert concluded by urging Brint to secure any type of job to start bringing in income which would then allow him to pay off his debts.
He advised that he could still apply for ‘career jobs’ at the same time, but should cancel all subscriptions, stop gambling and cut out spending on eating out.
But Caleb said that he did not think the discussion had acted as a wake-up call due to Brint’s apparent ‘immaturity.’
However, his comments did not go down well with his guest who furiously hit back: ‘I get the show. Everyone can feel better about their positions because I’m so f***ed up.
‘[Your show] is not that unique, it’s not that amazing, it’s not that impressive. I get your routine….
‘If you call me a baby, I’m gonna critique you because I’m a critic too.’
Caleb said: ‘I don’t know why you’re taking this in such a negative way. I am showing the negative situation of your situation and then what can be done to improve it yet you are taking it as an insult.’
The host concluded: ‘I hope you make some sacrifices, I hope you make a budget, I hope you take care of your mental health because that is everything, I hope you pay this off as quick as possible and I hope you start contributing to retirement some way.
‘I’m nervous for you – just go work a job that you doesn’t feel values you for a bit while you look for that career position.
‘Bring in some money now and take care of the situation.’
Robert Johnson is a UK-based business writer specializing in finance and entrepreneurship. With an eye for market trends and a keen interest in the corporate world, he offers readers valuable insights into business developments.